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Finance essay writing is one of the most daunting tasks. You need to have wide-ranging technical knowledge related to the financial terms as well as about the new developments around the financial sphere. Library, books and class lectures are the authentic sources to accumulate information. To collect further information, financial journals and newspapers are the best sources. These sources are reliable to obtain most relevant and accurate information for your finance essay writing task. Still, if you feel that you are unable to complete your paper effectively because you don’t have much time to carry out the above-mentioned research process then you don’t need to worry. TutorVersal can guide you in choosing, as well as, writing Finance essays.

Our Finance assignment writers and experts encompass all the financial aspects of the subject such as oversight, creation and study of money, banking, credit, investments, assets, and liabilities that make up financial systems. Thus, they have come up with top 10 finance essay topics for your academic help.

Financial Banking

Banking will be a vital part of your life in Australia.So, it’s important that you understand the Australian banking system and know how to set up and maintain your finances. Financial banking essays can help you gain a wide perspective of the subject

Finance Budgeting

The best way to take control of your finances is to do a budget. This is a simple tool that helps you understand the money going in and out of your household.

The Australian Government budget sets out the economic and fiscal outlook for Australia and includes expenditure and revenue estimates for the current financial year, the budget year and three forward financial years.

Saving Budget

Ever wondered what it takes to be a successful saver?

Making small changes in your life can fatten your savings and help you budget better. Follow these tips to save more money.

  1. Change one habit and save
  2. Start saving with a friend
  3. Save on clothes
  4. Find savings on food, groceries, electricity, and water
  5. Reduce your bank fees
  6. Try the Saver-plus Program

Credit Risk Management

Credit risk implies a potential risk that the counterparty of a loan agreement is likely to fail to meet its obligations as per the original loan agreement and may eventually default on the obligation. Credit risks can be classified into many forms such as options, equities, mutual funds, bonds, loans and other financial issues as well, which in extensions of guarantees and the settlement of these transactions.

Consumer Credit in Australia increased to 2728.06 AUD Billion in April from 2719.33 AUD Billion in March of 2018. You can check your credit score from credit scores with credit bureaus such as Experian or Equifax.

Financial Fraud

Australia has a number of different bodies to which suspected frauds can be reported. The Attorney-General’s Department has no investigatory role and is unable to investigate fraud, except for certain instances of fraud against the department itself.

The term ‘online fraud’ refers to any type of fraud scheme that uses email, websites, chat rooms or message boards to present fraudulent solicitations to prospective victims, to conduct fraudulent transactions or to transmit the proceeds of fraud to financial institutions or to others connected with the scheme.

Online fraud is the jurisdiction of the state or territory police if the victim is a not a Commonwealth Government department or a Commonwealth Authority. The Australian Federal Police investigates frauds committed against a Commonwealth Government department or a Commonwealth Authority. Australia has a number of different bodies to which suspected frauds can be reported to. More than A$340 million was reported lost by Australian victims of fraud schemes in 2017. This enriched sub-domain of finance contains a lot of matter to write essays on.

Financial Aid

So how much money will you need? You can get a general idea about expenses by looking at catalogues or application information provided by the university.

It’s possible to take federal financial aid with you to Australian institutions. International student, speak to your study-abroad adviser about using your financial aid package to study in Australia.


Tax is something that affects all of us so it is important to know the ins and outs of the Australian income tax system.

Income tax in Australia is imposed by the federal government on the taxable income of individuals and corporations.


Grants make up a large and growing part of the Australian economy. Approximately, a fifth of state and federal government expenditure is in the form of grants.

Australia grants program supports a diverse range of artists, organisations, artistic practice, and art activity.

Financial Debt Management

Effective public debt management can reduce financial vulnerabilities, contribute to macroeconomic stability, preserve debt sustainability, and protect a government’s reputation among investors.

The volatility of interest rates, exchange rates, and debt flows require debt managers to properly assess risks and to mitigate them by relying on a diverse range of financing source while maintaining borrowing costs at low levels.

The Australian government debt is the amount owed by the Australian federal government.

Australian Government debt is often reported as a relative indicator to allow comparison across years.

Eliminating net debt has resulted in net interest payments falling from a peak of $8.4 billion (1.5 per cent of GDP) in 1996 to 97 to $0.5 billion (around zero per cent of GDP) in 2006 to 07

Beyond Debt Relief:

  • The World Bank Group helps low-income countries strengthen their ability to manage debt effectively, an increasingly important part of development.
  • World Bank experts provide assessments, expert advice, and training in debt management.
  • Many low-income countries are eligible for assistance through a trust fund, the Debt Management Facility.

Financial System

A financial management system is a methodology and software that an organisation uses to oversee and govern its income, expenses, and assets with the objectives of maximising profits and ensuring sustainability.

An effective financial management system:

  • Improves short and long-term business performance by streamlining invoicing and bill collection
  • Eliminates accounting errors
  • Minimises record keeping redundancy
  • Ensures compliance with tax and accounting regulations
  • Helps personnel to quantify budget planning
  • Offers flexibility and expandability to accommodate change and growth

The Australian financial system consists of the arrangements covering the borrowing and lending of funds and the transfer of ownership of financial claims in Australia, comprising.

The Australian financial system has undergone significant changes over the two decades since the Campbell Inquiry triggered a period of financial deregulation.

Well, it looks like we’re at the end of our list of top 10 Finance essay topics. There’s a lot of financial vocabulary out there that you can learn from, namely, financial news, articles and books.

Keep adding to this list as you go along. And comment in case you need any assistance regarding the same. Plus, stay tuned for more top 10 essay topics for different subjects.

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